Money Train Origins Dream Drop

Money Train Origins Dream Drop Slot Review

Slot Provider: Relax Gaming

RTP: 94% | Variance: High | Maximum Win: 10,000x

Our Score: 7.8

Play at Grand Ivy Casino

WHY YOU CAN TRUST THIS REVIEW: The information and opinions on this page are the result of an comprehensive process of information gathering and live game testing by the gambling experts who work at Find out more here.

About Money Train Origins Dream Drop

Reviewed by:

Published Date: 28th June 2024

How We Review Slot Games

We test and rate all slot games across 5 criteria, assigning a score out of 10 for each and an overall score that is an average of the 5. To build an accurate assessment of each game we gather information from the supplier and play in real play or demo mode. Find out more.

Career into the Wild West with Money Train Origins Dream Drop by Relax Gaming. Played on a 5×4 grid on the back of a train carriage, you’ve got 40 ways to win and the infamous Money Cart bonus round to help you. The prizes on this game are huge, with a 10,000x non-progressive max win and the Dream Drops progressive jackpot too. With a high volatility and a better chance of hitting that progressive jackpot the larger your bet, this is a brilliant game for high-rollers who love winning big.

Money Train Origins Dream Drop Game Information

  • Release Date: 08.06.23
  • RTP: 94%
  • Variance: High
  • Maximum Win: 10,000x
  • Progressive Jackpot: Yes
  • Reels: 5
  • Rows: 4
  • Paylines: 40
  • Minimum Stake: £0.20
  • Theme: Wild West
  • Features: Money Train Bonus Round, Wilds, Scatters, Progressive Jackpot
  • Format: Progressive Jackpots

Testing Notes: Here’s What Happened When We Played Money Train Origins Dream Drop

IMPORTANT: To give you an accurate assessment of the games we review our writers play 200 spins. Whilst this is a useful tool to help us review games and to give an example of what might happen when you play, keep in mind that 200 spins is only a very small sample and cannot be used to accurately predict what might happen over another 200 spins. The outcome of all slots play is always random.

Boom Or Bust? Our Session By The Numbers

Test spins and results analysis by Mark Wadie on 28.06.24

Results from 400 spins with real money on Money Train Origins Dream Drop at Bacana Play.

  • Stake Size: £0.2
  • Start balance: £53.87
  • End balance: £3.95
  • Win Rate: 14.5% (58 winning spins in 400)
  • Biggest Win: 17x
  • Bonus Round: 1

It’s nice to know the Dream Drop version of Money Train Origins is as unforgiving as the original. It took 394 spins to unlock the bonus only to come away with a win of just 17x, shown in this screenshot. Not a single special symbol showed up during the re-spins. Before then I saw no less than 8 near misses where 2 BONUS symbols landed, but the reels fell agonisingly short waiting for that 3rd.

Money Train Origins Bonus Round
A 17x win in the bonus round

Over a total of 400 spins the win rate was 14.5%, which is about what you expect from a Money Train game, maybe a little under. The biggest base game win was a 23.6x from a win involving 5 wilds.

As for the Dream Drop bonus – no sign of that at all.

So, as simple, classy and volatile as ever!

What We Liked

  • Mega Dream Drop Jackpot pays out up to €3,000,000
  • Classic Money Cart bonus round with Hold and Win format
  • Part of an iconic game series
  • 10,000x non progressive max win too

What We Didn't like

  • Tough volatility make it one that can burn your balance
  • Lower RTP than original due to jackpot contribution

Money Train Origins Dream Drop Review Scores

  • Theme and Design 9
  • RTP and Variance 7
  • Maximum Win 8
  • Symbols and Paytable 8
  • Features and Gameplay 7

What Our Reviewer Says ...

"A HUGE progressive jackpot bolted onto one of the all time iconic Western slots!"

Overall Score: 7.8

Theme & Design

Our Score 9

Perhaps it was the release of the Red Dead Redemption games that rekindled our love of the Wild West? Either way, there have been plenty of super-popular Western-themed slots in the last few years, 2 Wild 2 Die, The Wild Gang, and now the latest in the popular Money Train series, Money Train Origins Dream Drop. 

Money Train Origins Dream Drop by Relax Gaming
Money Train Origins Dream Drop

Relax Gaming hasn’t exactly ‘hit copy paste’ when it comes to the latest installment, but they have stayed faithful to the original Western theme. The playgrid is a train carriage set over the backdrop of a wooden Western town. There’s even a cinematic introduction where you get to meet all of the main characters.

RTP and Variance

Our Score 7

What is RTP?

RTP (Return to Player) refers to the amount a game will pay out in cash prizes expressed as a percentage of all the money wagered on that game. For example, a 96% RTP means a game will pay out £96 for every £100 wagered. This is an average number and will vary from one session to the next.  Read more here.

What is Variance?

Variance refers to how far a game will deviate from its RTP over time. High variance games deviate a lot and produce uneven win distributions and unexpected windfalls. Low variance games provide a more stable and even distribution of wins. Read more here.

With an RTP of 94% this game puts 12% of every single spin straight into the progressive jackpot pool. So, while the RTP isn’t exactly excellent, we think it’s more than made up for by the fact that you’re adding to that jackpot all the time.

The volatility on this game is also super high. So, you’ll need a healthy bankroll to even out the gaps between the wins. If you’re looking for a much less volatile option then there are a couple of other games on the same progressive jackpot network that could be worth trying: Cosmic Rush Dream Drop and Temple of Fury Dream Drop.

Maximum Win

Our Score 8

What Is Maximum Win?

Maximum win refers to the maximum amount a player can win from one spin. It is expressed as a multiple of the stake. For example, where the maximum win is 100,000x, from a £1 stake, the maximum win would be £100,000.  

When it comes to the top payout, there are two that we need to consider. The Dream Drops jackpot is what most of us are hoping for. The Mega one seeds at €500,000 and can’t be won until it reaches at least €1,000,000. Not bad!

There’s also the non-progressive top payout and this game is pretty generous with that too. It has a 10,000x non-progressive max win, which is about average for slots on the Dream Drops network. If you’re looking for a higher paying slot then Dueling Jokers Dream Drop is a good option. It has an old school, fruity-slot vibe and 50,000x non-progressive max win.

Explore Games With Similar RTP, Variance and Maximum Win

Like the numbers? Here are some more games you might want to try.

Slot SiteSupplierRTPVarianceTop Payout
Hellcatraz II Dream DropRelax Gaming93.99%High10,000xPlay Here
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Banana Town Dream DropRelax Gaming94%High10,000xPlay Here
Wild Chapo Dream DropRelax Gaming94%High10,000xPlay Here
Dream Drop DiamondsRelax Gaming93.98%High10,640xPlay Here
Beellionaires Dream DropRelax Gaming94%High10,000xPlay Here

Symbols and Paytable

Our Score 8

The 5×4 grid features 40 paylines. Wins are made by landing between 3 and 5 matching symbols across a line from left to right starting at the left most reel.

Money Train Origins Dream Drop Paytable
The paytable with 20x for 5 top paying premiums

There are 8 paying symbols, as well as a wild symbol which can substitute for any of the other pay symbols. The low value symbols are the card suits, worth between 3x and 5x the stake for 5 symbols. The premium symbols are the characters, which are worth between 8 and 20x the stake for 5 symbols.

Features and Gameplay

Our Score 7

Money Train Origins Dream Drop has three solid features. Let’s take a look at them in detail.

Wild Symbol

If you spot a golden revolver during your game then that’s the wild symbol. It can be substituted for any of the other paying symbols to make a win. It also ups what you’re paid out for that win. You get 0.8x, 4x or 20x the bet for 3, 4 or 5 wild symbols. 

Money Cart Bonus Round

The Money Cart Bonus round is a brilliant feature with lots of interesting mechanics. You trigger it by landing 3 scatter symbols anywhere on the grid. Once the bonus round starts, only tumbleweed (blank squares) or bonus symbols will land. 

Money Train Origins Bonus Symbols
3 Bonus Symbols trigger the bonus round

You start off with 3 respins. Once you fill a reel with symbols, an extra reel is added above it, up to a maximum of two additional reels. You can land the following symbols:

Bonus symbol: shows a value of 1x to 10x your bet.

  • Collector: collects all of the values in view and adds them to the value on its own symbol.
  • Payer: shows a value that gets added to all of the other symbols.
  • Banker: just like a payer, but its value is added to all symbols that show for the whole bonus round.
  • Healer: gives new life to collector and payer symbols, between 2 and 7 turns.  
  • Persistent Collector: collects all of the values in view, adds them to its own value, keeping them for all spins. 
  • Persistent Payer: just like the payer symbol, but lasting for all following spins.

If you manage to fill all 28 of the squares on the grid with symbols (excluding the Healer) then you get a prize of 1,000x your bet and the feature ends. 

Dream Drop Bonus

The DD bonus symbols can land before any normal spin. If every position gets filled with a DD symbol then the bonus round triggers. You’ll be asked to pick from the squares on the grid to reveal a jackpot (rapid, midi, maxi, major, or mega). If you get three of a kind, that’s the jackpot you’ll win! The seed values for each jackpot are shown below:

  • Rapid (seeded at €1)
  • Midi (seeded at €5)
  • Maxi (seeded at €100)
  • Major (seeded at €25,000)
  • Mega (seeded at €500,000 with a minimum payout of €1,000,000)

The Final Verdict

Relax Gaming has managed to bring together all of the elements that made the Money Train/Money Cart series so popular. The theme is flawless with stunning graphics and a twangy Western theme tune. The Money Train bonus round is excellent too, offering the potential for big wins.

While this is a high volatility game, there are big prizes at stake. If you’ve got a generous bankroll and a hankering to head to the Wild West, then this game is a brilliant choice.

Useful Tips When Playing Money Train Origins Dream Drop

Remember, online slots are games of chance, there is NO strategy that can improve your odds of winning. However, reading our review and following these tips will help you get the most out of your time playing this slot game.

1. Look For BONUS Symbols

The best part of this game (aside from the Dream Drop) is the Hold and Win bonus round. It can only be unlocked by landing 3 or more BONUS symbols.

2. Choose A Low Stake And Be Patient

This is a very volatile slot and it may take 100s of spins to reach the bonus round. So set your stake carefully and be patient.

3. Wilds Help Complete Wins

The pistol wild is also powerful as it will complete win lines. Look out for it in the base game.

4. Play At Our Recommended Slot Sites

We have chosen the sites on this page because they all scored high in our reviews and they are licensed by the UK Gambling Commission. That makes them fair and safe places to play slots.

Who Made Money Train Origins Dream Drop?

  • Name: Relax Gaming
  • Established: 2010
  • UK License: Remote 037462-R-319357-014
  • Total Games: 100 +
  • Known For: High variance, high max win, progressive jackpots, innovative game mechanics
  • Popular Slots: Money Train, Temple Tumble, Dream Drop Jackpots, Hellcatraz
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