Cowboy Coins Review

From Pragmatic Play

Wild west action with a lock and win re-spins round from Pragmatic Play that could produce epic wins of up to 30,000x. Payers and Collectors activate Money Symbols in the base game. Re-spins round comes with two extra reels and new Multi Collectors and Double Boosters upgrade Money Symbols values before payouts.



Name:  Cowboy Coins

Developer:  Pragmatic Play

Paylines:  2,304

Reels:  6

Rows:  Up to 4

RTP:  94.12%

Variance:  High

Top Payout:  30,000x

Jackpot:  No

Release Date:  March 2023

Features:  Re-Spins, Lock and Win, Money Symbols, Payer and Collector Symbols

About This Slot

For release in March 2023, Pragmatic Play, no strangers to the Wild West slot, have produced their own version of the popular lock and win games like Relax’s Money Train. We are used to Pragmatic slots with disappointing top wins in the 5,000x to 10,000x range, but this time round the top level is bumped right up to 30,000x and a mix of special symbols and money symbols can make the re-spins round go off in some style if your luck is in.

Theme and Design

The action all takes place in a western town with the usual array of saloon bars and Sheriff’s offices in the backdrop. There is nothing here to compare with the electric steampunk atmosphere of Money Train 3 or the dark and gloomy setting of Tombstone RIP, but it will appeal to fans of classic Western slots.

RTP, Variance and Top Payout

In the UK, Cowboy Coins slot runs on an RTP of 94.12%. Pragmatic slots have variable settings – in this case, 96.08%, 95.06% and 94.12%. You are unlikely to find this game running at either of the higher settings at a licensed casino in this country.

This is a highly volatile slot from Pragmatic with a 5/5 rating which puts it up there with other games like Release the Kraken 2 and Cash Elevator. However, Cowboy Coins has a significantly higher top payout than those games at 30,000x.

Symbols and Graphics

The reel set for Cowboy Coins is a little different with six reels in a 3, 4, 4, 4, 4, 3 row formation. Wins are triggered by landing identical symbols across the reels from left to right along one of 2,304 payllines.

The paytable consists of some pretty standard Wild Western symbols without any extraordinary value. The low payers are the cards, 10 through to Ace, valued at up to 2x for six Aces on a line. Premiums are the cards in a Royal Flush, Gun and Holster, and 2 grissled cowboys and one cowgirl. Their values are up to 10x for six on a line.

This game does NOT have any Wild symbols. However, it does use special Money, Payer and Collector symbols to drive the action in both base game and bonus rounds. In the base game, Money symbols are valued at between 1x and 10x. In the bonus game they are valued at between 1x and 50x.

What We Like

  Specials lock-in for re-spins
  And counter re-sets to 3 spins each time
  Super Double Boosters > 2x symbols value
  Money symbols up to 50x in bonus round
  Big top win for a Pragmatic slot

What We Don't Like

  No Wild symbols
  Not as innovative as Money Train 3

Gameplay and Features

Converting Money Symbols To Payouts

The name of the game here is landing Money Symbols on reels 2 to 5 and converting them into payouts. This is done by landing Payers on reel 1 or Collectors on reel 6. When they hit at the same time as Money symbols, then the collective value of Payers or Collectors plus Moneys is paid out in one hit.

Re-Spins With Coins, Collectors, Payers and Boosters 

Cowboy Coins has a re-spins bonus round not completely unlike Money Train from Relax Gaming. To start, three re-spins are awarded for landing 3 or more crossed pistol scatter symbols anywhere on the reels.

Now the action moves to a night-time setting with flaming torches either side of the reel set. The new reel set has six reels. The outer two are initially 3 rows high but can grow to 4 rows high if you fill each with special symbols. The middle 4 reels are 4 rows high. Above and below the middle 4 rows are two more extra reels, with 3 symbols appearing on each.

The game is simple: Money symbols land on the middle 4 reels and special symbols triggering payouts land on the outer reels. The important point here is that special symbols LOCK into place for the full duration of the round once they land as well as re-setting the spins to three. Of course, they don’t always land, so you can have a spin with NO special symbols.

Special symbols and their actions are as follows:

  • Payers – like the base game, these land on reel 1 and their value, plus that of all visible Money symbols, is added together for a payout.
  • Super Payers – again, these land on reel 1. Not only do they collect their value and that of all moneys to add to the payout, they also increase the value of money symbols by their own value on every subsequent spin.
  • Multi-Collectors – these land on the top reel. They trigger a payout with their value plus that of one randomly chosen money symbol on the reels with a 2x to 30x multiplier.
  • Super Multi-Collectors – these are the same as Multi Collectors but they peform their function on each subsequent spin too.
  • Collectors – as in the base game, these appear on reel 6 only and collect their value and that of all money symbols for a pay out.
  • Super Collectors – perform as the Collectors but do so on subsequent re-spins as well.
  • Double Booster- these appear only on the bottom reel. They pick between 2 and 5 money symbols at random and double their value before paying the difference between that value and the original.
  • Super Double Booster – these perform as the Double Booster but do so on every subsequent spin as well.

To help you get started, the scatters that triggered the round are all converted into money symbols before your first re-spin.

Re-spins keeps going until either you run out of spins OR you fill the grid entirely with symbols.


More Games Like Cowboy Coins Slot 

Money Train by Relax GamingThe most obvious comparison here is the original Money Train with its re-spins round and special symbols. The top payout here is lower at 20,000x but Relax’s slot has better atmosphere and higher UK RTP of 96.2%.

Fire in the Hole by Nolimit CityNLC’s manic western slot is, predictably, a more ferocious beast with a way-higher top win of 60,000x and innovative Collapsing Reels and xBomb wilds. Lucky Wagon spins is their explosive free spins round.


Where to Play Cowboy Coins Slot – Further Recommendations

Duelz Casino Try this SuprPlay casino where Cowboy Coins is available along with over 1,000 other slots. This is a unique site with a 1vs1 tournament feature where you can duel other players for bonuses. Deposit from £20. Paypal included. 

MrPlayOr try this Aspire Global casino with over 700 games and a lower minimum deposit of just £10. Alongside Pragmatic Play, game providers include ELK, Blueprint, NetEnt and Yggdrasil.

Our Verdict

Cowboy Coins is a good Western slot with a re-spins round that very obviously draws inspiration from the Money Train series. But whilst this game is a significant upgrade from what we normally expect from Pragmatic – most of their slots peak at 5,000x or 10,000x top wins – it doesn’t really compete with the awesome high volatility action we see from Relax Gaming. The third Money Train slot with its Sniper, Collector Payer, Necromancer and Tommy Gun Snipers and 60,000x top win is on another level entirely.

But putting comparisons aside for a moment, Cowboy Coins can still be a good play in its own right. It looks great, as you would expect from a studio who specialises in Western slots. It runs with a bumper 2,304 paylines, significantly higher than the Money Train games. And the bonus round has the potential to be quite spectacular, particular if you land a few of the ‘Super’ Specials which persists for the remaining spins. They will be rare, but look out for the Super Double Boosters as they will provide the best opportunity to hit some really big wins.